Roth Ira Contribution Limits 2024 Married Filing Separately. $8,000 for those 50 or. If you're age 50 and older, you can add an extra $1,000 per year.

In 2024, if your individual modified agi is less than $10,000, you’re able to contribute. Subtract $138,000 from your magi for 2023 or $146,000 for 2024.